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If you fly American Airlines, even occasionally, a co-branded American Airlines card could make sense for earning miles toward award flights, and enjoying benefits like a free checked bag.

Between its two issuer partners, Citi and Barclays, American Airlines offers an array of co-branded credit cards. They range from a no-annual-fee option to a $450-per-year premium credit card that includes access to the airline’s Admirals Club airport lounges and rewards high spenders with elite-qualifying miles.

With all those choices, the right airline credit card for your travel style depends on the benefits and perks that are most useful to you. Here’s what to know to help you decide.

If you know you’ll fly American once or twice this year but want to keep your options open with rewards that you can use across multiple airlines (and hotels), a card that earns transferable points is your best bet. The Chase Sapphire Preferred® Card is a good option thanks to its reasonable $95 annual fee and the valuable Chase Ultimate Rewards points you’ll earn.

The card is currently offering a sign-up bonus of 80,000 points after you spend $4,000 on purchases in the first three months. You’ll earn 2x points on all dining and travel purchases, and 1 point per dollar on everything else.

While American Airlines isn’t a Chase transfer partner — meaning you can’t move your Chase points into the AAdvantage frequent flyer program — you can use your rewards from the Chase Sapphire Preferred to book American Airlines flights directly through the Chase travel portal. Even better, your points are worth 25% more when you redeem them for travel, so you’ll get 1.25 cents in value toward flights.

If you prefer a premium credit card, you could consider the Chase Sapphire Reserve instead. It earns 3x points (instead of 2x) on travel and dining, and your points are worth 1.5 cents apiece toward American Airlines flights booked through Chase. The card has a $550 annual fee, but up to $300 in annual travel credits help offset that cost.

If your primary goal is to rack up American AAdvantage miles quickly on everyday purchases, the earning rates on the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® can’t be beat. That’s because it accrues 2x miles not only on eligible American Airlines purchases but also at restaurants and gas stations, two major expense categories for a lot of consumers.

Aside from that, cardholders get a free checked bag on domestic AA itineraries for themselves and up to four companions, preferred boarding, and 25% back on inflight food and beverage. Those who spend $20,000 or more on purchases in a calendar year and renew the card can earn a $125 flight discount certificate.

The card’s annual fee is $99, waived for first 12 months, and it’s currently offering a sign-up bonus of 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening.

Want to earn miles on everyday purchases without the burden of a high annual fee? American Airlines introduced its no-annual-fee American Airlines AAdvantage MileUp℠ Card a couple of years ago to target less-frequent flyers on a budget.

The AAdvantage® Aviator® Silver Mastercard® is not open to new applicants, but you can upgrade to it if you have the AAdvantage Aviator Red World Elite Mastercard. The reason this card wins in this category is that it allows you to earn both elite-qualifying miles (EQMs) and elite-qualifying dollars (EQDs) toward American Airlines AAdvantage status.

Cardholders also enjoy preferred boarding, free checked bags on domestic American Airlines itineraries for the cardholder and up to eight companions on the same reservation, and two $99 (plus taxes) companion certificates after spending $20,000 in purchases each account year that they can redeem toward round-trip domestic economy itineraries.

The card earns 3x miles on American Airlines purchases, 2x miles on hotels and car rentals, and 1x on everything else. Its annual fee is $195.

While the Aviator Silver offers more significant onboard discounts, you might still want to consider the AAdvantage® Aviator® Red World Elite Mastercard® instead for a few reasons. First and foremost, it’s open to new applicants and is currently offering a sign-up bonus of 60,000 miles that you earn after making a single purchase in the first 90 days and paying the $99 annual fee.

Barclays’ AAdvantage® Aviator® Business Mastercard® wins out in this category for a few reasons, not the least of which a sign-up bonus of up to 75,000 miles. You’ll earn 65,000 miles after spending $1,000 on purchases in the first 90 days, and 10,000 miles when a purchase is made on an employee card.

The card earns 2x miles not just on American Airlines purchases, but also at office supply stores and on purchases from telecom companies and car rental agencies, and 1x everywhere else. Cardholders also get a 5% annual bonus on all the points earned each account year.

Those who make $25,000 in purchases on it in a calendar year are eligible to receive $3,000 EQDs toward elite status, while those who spend $30,000 or more during an account year receive a $99 (plus taxes and fees) companion travel certificate. During travel, the first checked bag is free for cardholders and up to four companions on the same domestic American Airlines reservation, all of whom also receive preferred boarding, and inflight food and beverage purchases are eligible for 25% back. The annual fee is $95.

Your other small-business option is the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®. It’s offering new cardholders 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening, and has an annual fee of $99, waived for first 12 months.

The bonus earning categories include 2x on eligible American Airlines purchases, gas stations, cable and satellite services, telecommunications, and car rentals. This card has the same checked bag and boarding benefits as the Barclays version, though its inflight purchase discount includes Wi-Fi.

Those who spend $30,000 or more on purchases in an account anniversary year and renew their card receive a $99 companion travel certificate, too (provided their account remains open for at least 45 days after the account anniversary).

Eric Rosen is a travel and credit card expert who has been helping readers reap the rewards of loyalty programs for over a decade. Eric is based in Los Angeles, though you’ll often find him globetrotting to destinations like Australia, Kenya, and Laos on assignment.